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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The process by which a mortgage is enforced against real estate is called a

A) sheriff's sale.
B) trustee sale.
C) forfeiture.
D) non-judicial foreclosure.

2. An acknowledgment

A) is a signature on a deed.
B) provides evidence that a signature is genuine.
C) states that a deed contains verified information.
D) is an authorization to convey property.

3. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) time limit and file number
B) limitation of liability and ability to resign
C) amount of escrow and addresses of each party
D) location of property and reason for escrow

4. A purchaser on a real estate contract has what interest in the subject property?

A) purchaser's interest
B) fee simple interest
C) vendee's interest
D) equitable interest

5. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) lack of a right of access to and from the land
C) recorded documentation on the title to real property without acknowledgment
D) any law, ordinance, or governmental regulation without filed notice

Solutions: