Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer : Ok-Life-Accident-and-Health-or-Sickness-Producer

  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 13, 2026     Q & A: 157 Questions and Answers

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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Insurance Marketing and Sales10-15%- Sales practices and disclosures
- Recordkeeping requirements
- Replacement regulations
- Suitable product recommendations
Accident and Sickness Insurance15-20%- Critical illness insurance
- Accident-only policies
- Sickness-related coverage
- Hospital indemnity insurance
Ethics and Professional Conduct10-15%- Antifraud regulations
- Fiduciary responsibilities
- Disclosure requirements
- Handling customer complaints
Oklahoma Insurance Regulations20-25%- Unfair trade practices prohibitions
- Market conduct regulations
- Oklahoma Insurance Code requirements
- Consumer protection regulations
- Licensing requirements and procedures
Health Insurance Fundamentals20-25%- Health maintenance organizations (HMOs)
- Major medical insurance
- Preferred provider organizations (PPOs)
- Disability income insurance
- Dental and vision coverage
Life Insurance Basics15-20%- Cash value and loan provisions
- Types of life insurance policies
- Policy provisions and riders
- Beneficiary designations

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

If a primary beneficiary dies, life insurance benefits are then paid to

  • A. the contingent beneficiaries.
  • B. the sub-primary beneficiaries.
  • C. the tertiary beneficiaries.
  • D. no one.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #2

A single contract for group medical insurance issued to an employer is known as

  • A. an employer policy.
  • B. a conglomerate policy.
  • C. a master policy.
  • D. a certificate policy.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

Benefits required under the child immunization coverage shall NOT be subject to

  • A. a prior authorization.
  • B. a deductible.
  • C. a set immunization schedule.
  • D. an annual maximum number of immunizations.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

How long is the contestable period for a life insurance policy?

  • A. 36 months
  • B. 12 months
  • C. 24 months
  • D. 6 months
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

In regards to advertising, insurers are responsible for which of the following?

  • A. maintaining control of communications between agents.
  • B. maintaining control over the cost of delivery.
  • C. maintaining control over the cost of production.
  • D. maintaining control over content and form.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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